Insuring a Isuzu D-Max in South Africa
The Isuzu D-Max is one of the most targeted vehicles in the country, and that shows up in what you pay. Here is what is actually going on, and what to do about it.
The risk, in numbers
1 533
Bakkies and panel vans hijacked nationally in the quarter
35%
of all hijackings in the quarter
48
vehicles hijacked every day
Named among the most targeted bakkies, alongside the Hilux and Ranger.
Industry reporting on SAPS figures. Not a primary SAPS figure, so treat it as reporting rather than a count.
Source: SAPS quarterly crime statistics, October to December 2025. SAPS reports hijackings by vehicle category rather than by model, so the figures above are for bakkies and panel vans.
What that means when you insure one
A tracker is usually not optional
Most insurers require a tracking device on a D-Max, and some will not quote without one. Fitting it before you ask for quotes usually costs less than the loading.
Where you park it changes the price
Behind a gate, in a locked garage, or in the street. On a high-theft vehicle this moves the premium more than almost anything else you control.
Watch what counts as an accessory
Canopies, bull bars, tow bars and load bin liners are often not covered unless they are listed. On a bakkie that can be tens of thousands of rands of kit sitting outside the policy.
This is general information about how insurers price risk, not advice about your policy. What you are quoted depends on you, not only on the car.
Other bakkies and panel vans
Hijackings by vehicle type
- Sedans, hatchbacks and coupes1 883
- Bakkies and panel vans1 533
- Motorcycles333
- SUVs and station wagons319
SAPS quarterly crime statistics, October to December 2025.
See what a D-Max should cost you
Two minutes, and you choose which insurers get your details.