Terms of use
What this site is, what it is not, and what each of us is responsible for. Short, because long terms are a way of not being read.
Last reviewed 27 September 2026
This document is not final
Company details are outstanding and this document has not been through legal review. It must be completed before the site accepts enquiries from the public.
Who you are dealing with
This site is operated by Registered company name to be confirmed, registration number Company registration number to be confirmed. Using the site means you accept these terms.
What we do
We publish comparison information and guides about insurance and connectivity in South Africa, we provide calculators, and we pass your enquiry to insurers you choose so they can quote you.
What we do not do
- We are not an insurer and we do not underwrite anything. Your policy is between you and the insurer.
- We do not give financial advice. Nothing here takes your personal circumstances into account, and no tool output is a recommendation.
- We do not quote. Every figure on this site is an estimate or published data, and only an insurer can tell you what you will actually pay.
- We do not guarantee that any insurer will offer you cover, or on what terms.
Our information, and its limits
We source every figure we publish and show the date we last checked it. Data changes, and sometimes a source is wrong. If you spot something that looks incorrect, tell us and we will check it and correct it.
Estimates from our calculators are arithmetic on the numbers you enter. They are useful for understanding the shape of a decision and they are not a substitute for your policy schedule or a quote.
Read your policy wording before you buy. It is the document that decides what happens when you claim, and it beats anything on this site.
Your side
- Give us accurate information. An enquiry based on wrong details produces a quote that will not hold.
- Only submit your own details, or details you are allowed to submit.
- Do not scrape, copy or republish our data or content without asking.
- Do not try to break, overload or misuse the site.
If something goes wrong
We take care with what we publish, but we cannot accept liability for a decision you take based on general information on a website. Where the law does not allow us to exclude liability, we do not attempt to.
If you believe we have got something wrong or treated you unfairly, our complaints process sets out what to do, including who to escalate to independently.
Governing law
These terms are governed by the law of the Republic of South Africa.